ProductsSimple cross-border
Move money between the US and Vietnam.
Create, fund and track USD ↔ VND business payments from one place.

Simple Cross-border
Payments
USD → VND business payments
Hanoi Logistics JSCTechcombank ···· 0937
$4,200.00 → ₫105,696,360Processing
23 min agoSaigon Textile Co.Vietcombank ···· 4821
$12,500.00 → ₫314,572,500Delivered
4 h agoMekong Coffee TradersBIDV ···· 2264
$860.00 → ₫21,642,588Delivered
yesterdayDa Nang Seafood ExportVietinBank ···· 7710
$3,150.00 → ₫79,272,270Delivered
2 days agoInteractive demo with sample data. Drag the window, create a payment, follow it through funding to delivery.
Traditional cross-border compared with Papaya
Traditional cross-border
- Settlement time
- 2–5 days
- Total cost
- 3–5%Fees + FX markup
- Availability
- 9AM–5PMBanking hours only
Papaya
- Settlement time
- <60 mins
- Total cost
- ~1%All-in pricing
- Availability
- 24/7/365Always on
How it works
01
Create a payment
Choose the recipient and enter the amount.
02
See your quote
Know the rate, fee and recipient amount before you send.
03
Fund
Follow the funding instructions for your payment.
04
Track
Follow the payment until the recipient gets paid.