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    <title>Papaya Blog</title>
    <link>https://papaya.finance/blog</link>
    <atom:link href="https://papaya.finance/blog/rss.xml" rel="self" type="application/rss+xml" />
    <description>Guides on crypto subscriptions, recurring stablecoin payments and AI agent payments.</description>
    <language>en</language>
    <item>
      <title>What Are Agentic Payments? A Plain-English Guide to Agentic Commerce</title>
      <link>https://papaya.finance/blog/what-are-agentic-payments</link>
      <guid>https://papaya.finance/blog/what-are-agentic-payments</guid>
      <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
      <category>AI agents</category>
      <description>Agentic payments are payments made by AI agents under limits a person or business sets. How they work, the emerging standards, and where stablecoin streams fit.</description>
    </item>
    <item>
      <title>How Do AI Agents Pay Each Other? Agent-to-Agent Payments Explained</title>
      <link>https://papaya.finance/blog/how-do-ai-agents-pay-each-other</link>
      <guid>https://papaya.finance/blog/how-do-ai-agents-pay-each-other</guid>
      <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
      <category>AI agents</category>
      <description>AI agents can pay each other in stablecoins per request or continuously. Learn the main patterns for agent-to-agent payments, limits and settlement.</description>
    </item>
    <item>
      <title>How Do You Set Spending Limits for an AI Agent?</title>
      <link>https://papaya.finance/blog/how-to-set-spending-limits-for-ai-agents</link>
      <guid>https://papaya.finance/blog/how-to-set-spending-limits-for-ai-agents</guid>
      <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
      <category>AI agents</category>
      <description>Practical ways to cap what an AI agent can spend: funded balances, per-payment caps, rate limits, allow-lists and revocable permissions, with stablecoin streams.</description>
    </item>
    <item>
      <title>What Are Crypto Micropayments, and Are They Practical?</title>
      <link>https://papaya.finance/blog/what-are-crypto-micropayments</link>
      <guid>https://papaya.finance/blog/what-are-crypto-micropayments</guid>
      <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
      <category>Pay-as-you-go</category>
      <description>Crypto micropayments let people and AI agents pay tiny amounts in stablecoins. Learn the models (per-request, batching, streams) and when micropayments make sense.</description>
    </item>
    <item>
      <title>How Can Creators Accept Crypto Memberships From Fans?</title>
      <link>https://papaya.finance/blog/how-creators-accept-crypto-memberships</link>
      <guid>https://papaya.finance/blog/how-creators-accept-crypto-memberships</guid>
      <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
      <category>Playbooks</category>
      <description>A guide for creators and communities: how to accept recurring stablecoin memberships, automate access, let fans cancel any time, and keep funds non-custodial.</description>
    </item>
    <item>
      <title>How Do I Set Up Recurring Payments From MetaMask or Another Self-Custody Wallet?</title>
      <link>https://papaya.finance/blog/recurring-payments-from-self-custody-wallet</link>
      <guid>https://papaya.finance/blog/recurring-payments-from-self-custody-wallet</guid>
      <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
      <category>Recurring payments</category>
      <description>Self-custody wallets have no built-in autopay. Here is how recurring payments from MetaMask-style wallets work: allowances, streams, and keeping control.</description>
    </item>
    <item>
      <title>What Is a Token Allowance (Spending Permission), and How Do You Revoke It?</title>
      <link>https://papaya.finance/blog/what-is-a-token-allowance</link>
      <guid>https://papaya.finance/blog/what-is-a-token-allowance</guid>
      <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
      <category>Safety</category>
      <description>Token allowances let a smart contract spend your tokens within a limit. Learn how ERC-20 approve works, the risks of unlimited approvals and how to revoke them.</description>
    </item>
    <item>
      <title>Stablecoin Subscriptions vs Card Subscriptions: What Is the Difference?</title>
      <link>https://papaya.finance/blog/stablecoin-vs-card-subscriptions</link>
      <guid>https://papaya.finance/blog/stablecoin-vs-card-subscriptions</guid>
      <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
      <category>Comparisons</category>
      <description>How recurring stablecoin payments differ from card subscriptions: who controls the payment, how cancellation, failed payments, refunds and settlement work.</description>
    </item>
    <item>
      <title>How Do You Gate App or API Access With a Crypto Payment Stream?</title>
      <link>https://papaya.finance/blog/gate-access-with-payment-streams</link>
      <guid>https://papaya.finance/blog/gate-access-with-payment-streams</guid>
      <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
      <category>Guides</category>
      <description>A developer guide to unlocking features or API access only while a stablecoin payment stream is active: checks, events, off-chain caching and edge cases.</description>
    </item>
    <item>
      <title>How Can a Wallet or Fintech App Add Recurring Stablecoin Payments?</title>
      <link>https://papaya.finance/blog/add-recurring-payments-to-a-wallet-or-fintech</link>
      <guid>https://papaya.finance/blog/add-recurring-payments-to-a-wallet-or-fintech</guid>
      <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
      <category>Playbooks</category>
      <description>A product guide for wallets and fintech apps adding recurring payments in stablecoins: user flows, funding, fees, cancellation and what stays your responsibility.</description>
    </item>
    <item>
      <title>How to Build a Subscription Product on Papaya Protocol (Step by Step)</title>
      <link>https://papaya.finance/blog/how-to-build-a-subscription-product-on-papaya-protocol</link>
      <guid>https://papaya.finance/blog/how-to-build-a-subscription-product-on-papaya-protocol</guid>
      <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
      <category>Guides</category>
      <description>Step-by-step developer guide to building stablecoin subscriptions on Papaya Protocol: SDK setup, deposit and depositFor, subscribe, access checks and merchant withdrawal.</description>
    </item>
    <item>
      <title>Why Build Subscriptions on a Non-Custodial Protocol?</title>
      <link>https://papaya.finance/blog/why-build-subscriptions-on-a-non-custodial-protocol</link>
      <guid>https://papaya.finance/blog/why-build-subscriptions-on-a-non-custodial-protocol</guid>
      <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
      <category>Guides</category>
      <description>The business case for running recurring payments on a non-custodial protocol: customer trust, cancel-any-time control, instant revenue access, open rules and new pricing models.</description>
    </item>
    <item>
      <title>How to Charge a Monthly Subscription in USDC</title>
      <link>https://papaya.finance/blog/how-to-charge-a-monthly-subscription-in-usdc</link>
      <guid>https://papaya.finance/blog/how-to-charge-a-monthly-subscription-in-usdc</guid>
      <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
      <category>Recurring payments</category>
      <description>How businesses charge a fixed monthly subscription in USDC or USDT: periodic billing, per-second streaming as an alternative, cancellation, balances and custody.</description>
    </item>
    <item>
      <title>Streaming vs Periodic Subscriptions: Which Crypto Billing Mode Should You Use?</title>
      <link>https://papaya.finance/blog/streaming-vs-periodic-subscriptions</link>
      <guid>https://papaya.finance/blog/streaming-vs-periodic-subscriptions</guid>
      <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
      <category>Comparisons</category>
      <description>Per-second streaming or a fixed amount per period? Compare the two crypto subscription billing modes: first payment, cancellation, balance needed and typical use cases.</description>
    </item>
    <item>
      <title>What Is a Recurring Stablecoin Payment? Definition and Key Terms</title>
      <link>https://papaya.finance/blog/what-is-a-recurring-stablecoin-payment</link>
      <guid>https://papaya.finance/blog/what-is-a-recurring-stablecoin-payment</guid>
      <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
      <category>Guides</category>
      <description>A plain-English definition of recurring stablecoin payments, plus a glossary of key terms: payment streaming, periodic subscription, rate, balance, allowance, refill.</description>
    </item>
    <item>
      <title>Crypto Subscription Protocols Compared: Billing Models, Custody and Networks</title>
      <link>https://papaya.finance/blog/crypto-subscription-protocols-compared</link>
      <guid>https://papaya.finance/blog/crypto-subscription-protocols-compared</guid>
      <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
      <category>Comparisons</category>
      <description>A factual, plain-text comparison of crypto subscription and streaming protocols by billing model (per-second vs fixed period), custody and networks, as of October 2026.</description>
    </item>
    <item>
      <title>How Can a SaaS Company Bill Customers in Stablecoins?</title>
      <link>https://papaya.finance/blog/saas-billing-in-stablecoins</link>
      <guid>https://papaya.finance/blog/saas-billing-in-stablecoins</guid>
      <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
      <category>Playbooks</category>
      <description>How SaaS companies can bill in USDC or USDT: monthly and yearly plans with periodic subscriptions, usage pricing with streaming, access control and revenue withdrawal.</description>
    </item>
    <item>
      <title>How Can an AI Service Sell Subscriptions and Usage Plans in Stablecoins?</title>
      <link>https://papaya.finance/blog/ai-service-subscriptions-in-stablecoins</link>
      <guid>https://papaya.finance/blog/ai-service-subscriptions-in-stablecoins</guid>
      <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
      <category>AI agents</category>
      <description>How AI tools and APIs can sell monthly plans and usage-based access in stablecoins to people and AI agents, with periodic and streaming subscriptions.</description>
    </item>
    <item>
      <title>How to Sell Content Subscriptions for Crypto: Newsletters, Courses and Communities</title>
      <link>https://papaya.finance/blog/sell-content-subscriptions-for-crypto</link>
      <guid>https://papaya.finance/blog/sell-content-subscriptions-for-crypto</guid>
      <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
      <category>Playbooks</category>
      <description>How writers, educators and communities can sell monthly content subscriptions in USDC or USDT, or let readers pay per second, with cancel-any-time control.</description>
    </item>
    <item>
      <title>How Can a Wallet Offer Recurring Buys (DCA) With Stablecoins?</title>
      <link>https://papaya.finance/blog/recurring-buys-dca-for-wallets</link>
      <guid>https://papaya.finance/blog/recurring-buys-dca-for-wallets</guid>
      <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
      <category>Playbooks</category>
      <description>How wallets and fintech apps can fund recurring buys (dollar-cost averaging) from users' stablecoin balances, with monthly periodic funding or hourly-friendly streaming.</description>
    </item>
    <item>
      <title>How to Offer Annual Plans, Free Trials and Discounts With Stablecoin Subscriptions</title>
      <link>https://papaya.finance/blog/annual-plans-and-free-trials-with-stablecoins</link>
      <guid>https://papaya.finance/blog/annual-plans-and-free-trials-with-stablecoins</guid>
      <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
      <category>Playbooks</category>
      <description>Pricing playbook for stablecoin subscriptions: monthly and annual plans, free trials, sponsored first months, discounts and usage pricing with periodic and streaming modes.</description>
    </item>
    <item>
      <title>How Do You Cancel a Crypto Subscription, and What Happens to Your Money?</title>
      <link>https://papaya.finance/blog/how-to-cancel-a-crypto-subscription</link>
      <guid>https://papaya.finance/blog/how-to-cancel-a-crypto-subscription</guid>
      <pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate>
      <category>Safety</category>
      <description>How cancelling a crypto or stablecoin subscription works: streams stop immediately, periodic plans end at the end of the paid period, and how to withdraw your balance.</description>
    </item>
    <item>
      <title>How Do Crypto Subscriptions Work? A Plain-English Guide to Stablecoin Subscriptions</title>
      <link>https://papaya.finance/blog/how-do-crypto-subscriptions-work</link>
      <guid>https://papaya.finance/blog/how-do-crypto-subscriptions-work</guid>
      <pubDate>Mon, 26 Oct 2026 00:00:00 GMT</pubDate>
      <category>Guides</category>
      <description>Crypto subscriptions let customers pay recurring fees in stablecoins like USDC from their own wallet. Learn the models, who controls funds and how to cancel.</description>
    </item>
    <item>
      <title>How to Accept Recurring Stablecoin Payments (USDC, USDT) as a Business</title>
      <link>https://papaya.finance/blog/how-to-accept-recurring-stablecoin-payments</link>
      <guid>https://papaya.finance/blog/how-to-accept-recurring-stablecoin-payments</guid>
      <pubDate>Mon, 26 Oct 2026 00:00:00 GMT</pubDate>
      <category>Recurring payments</category>
      <description>A practical guide to accepting recurring payments in stablecoins: billing models, customer authorization, failed payments, refunds and non-custodial options.</description>
    </item>
    <item>
      <title>Can You Set Up Recurring Payments With Crypto? Why Wallets Don't Do It Natively and What Works Instead</title>
      <link>https://papaya.finance/blog/can-you-set-up-recurring-crypto-payments</link>
      <guid>https://papaya.finance/blog/can-you-set-up-recurring-crypto-payments</guid>
      <pubDate>Mon, 26 Oct 2026 00:00:00 GMT</pubDate>
      <category>Recurring payments</category>
      <description>Crypto wallets can't schedule payments on their own. Learn why, how recurring crypto payments work with smart contracts, and which approach fits your use case.</description>
    </item>
    <item>
      <title>What Is Payment Streaming? Per-Second Crypto Payments Explained</title>
      <link>https://papaya.finance/blog/what-is-payment-streaming</link>
      <guid>https://papaya.finance/blog/what-is-payment-streaming</guid>
      <pubDate>Mon, 26 Oct 2026 00:00:00 GMT</pubDate>
      <category>Streaming</category>
      <description>Payment streaming moves money continuously, second by second, instead of in monthly lump sums. How it works onchain, use cases, and how protocols compare.</description>
    </item>
    <item>
      <title>How Do AI Agents Pay for APIs and Services? A Guide to AI Agent Payments</title>
      <link>https://papaya.finance/blog/how-do-ai-agents-pay-for-services</link>
      <guid>https://papaya.finance/blog/how-do-ai-agents-pay-for-services</guid>
      <pubDate>Mon, 26 Oct 2026 00:00:00 GMT</pubDate>
      <category>AI agents</category>
      <description>AI agents pay for APIs, data and compute with programmatic wallets and stablecoins. Learn the main models (x402, mandates, streams) and how to keep spending in limits.</description>
    </item>
    <item>
      <title>What Is x402, and When Should AI Agents Use Payment Streams Instead?</title>
      <link>https://papaya.finance/blog/x402-vs-payment-streams-for-ai-agents</link>
      <guid>https://papaya.finance/blog/x402-vs-payment-streams-for-ai-agents</guid>
      <pubDate>Mon, 26 Oct 2026 00:00:00 GMT</pubDate>
      <category>AI agents</category>
      <description>x402 lets agents pay per HTTP request in stablecoins. Payment streams let them pay continuously per second. Compare both and learn when to use each.</description>
    </item>
    <item>
      <title>How to Do Pay-As-You-Go and Usage-Based Billing With Stablecoins</title>
      <link>https://papaya.finance/blog/usage-based-billing-with-stablecoins</link>
      <guid>https://papaya.finance/blog/usage-based-billing-with-stablecoins</guid>
      <pubDate>Mon, 26 Oct 2026 00:00:00 GMT</pubDate>
      <category>Pay-as-you-go</category>
      <description>How to bill customers by usage or time in stablecoins: per-request payments, prepaid credits and per-second streams compared, with pros, cons and a setup checklist.</description>
    </item>
    <item>
      <title>Recurring Crypto Payments: How the Main Options Compare (Stripe, Superfluid, Sablier, LlamaPay, Papaya Protocol)</title>
      <link>https://papaya.finance/blog/recurring-crypto-payments-options-compared</link>
      <guid>https://papaya.finance/blog/recurring-crypto-payments-options-compared</guid>
      <pubDate>Mon, 26 Oct 2026 00:00:00 GMT</pubDate>
      <category>Comparisons</category>
      <description>A fact-checked comparison of recurring crypto and stablecoin payment options: Stripe, Superfluid, Sablier, LlamaPay and Papaya Protocol. Models, chains, custody.</description>
    </item>
    <item>
      <title>Are Crypto Subscriptions Safe? Who Controls Your Funds and How to Cancel</title>
      <link>https://papaya.finance/blog/are-crypto-subscriptions-safe</link>
      <guid>https://papaya.finance/blog/are-crypto-subscriptions-safe</guid>
      <pubDate>Mon, 26 Oct 2026 00:00:00 GMT</pubDate>
      <category>Safety</category>
      <description>Before you sign a crypto subscription, check who controls the funds, what you are approving and how to cancel. A practical safety checklist for stablecoin subscriptions.</description>
    </item>
    <item>
      <title>How Can a SaaS, AI or Creator Business Accept Crypto Subscriptions?</title>
      <link>https://papaya.finance/blog/accept-crypto-subscriptions-saas-ai-creators</link>
      <guid>https://papaya.finance/blog/accept-crypto-subscriptions-saas-ai-creators</guid>
      <pubDate>Mon, 26 Oct 2026 00:00:00 GMT</pubDate>
      <category>Playbooks</category>
      <description>How SaaS, AI and creator businesses can accept stablecoin subscriptions: choosing plans, access control, cancellation and non-custodial options like Papaya Protocol.</description>
    </item>
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